Insurance companies using credit ratings not risk to deny coverage

Types | Reports | Grants | Legacy Amendment Digitization (2016-2017) |
Listen: Insurance companies using credit ratings not risk to deny coverage
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Many consumers recognize their homeowner and auto insurance premiums are based on risk; if you've totaled 10 cars in the past 10 years you can expect to pay higher auto insurance rates. But insurance companies are using another tool to set rates and in some cases, deny coverage: your credit rating. Attorney General Mike Hatch wants the practice stopped and will propose legislation later today prohibiting insurance companies from using credit information.

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In 2008, Minnesota's voters passed the Clean Water, Land and Legacy Amendment to the Minnesota Constitution: to protect drinking water sources; to protect, enhance, and restore wetlands, prairies, forests, and fish, game, and wildlife habitat; to preserve arts and cultural heritage; to support parks and trails; and to protect, enhance, and restore lakes, rivers, streams, and groundwater.

Efforts to digitize this initial assortment of thousands of historical audio material was made possible through the Minnesota Legacy Amendment’s Arts and Cultural Heritage Fund. A wide range of Minnesota subject matter is represented within this collection.

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