Consumer groups argue bank fees are gouging customers at a time of record profits in the industry. In Minnesota and nationally, banks have increased service charges and added new ones. The fees add up to a lot of money. According to the Federal Deposit Insurance Corporation, Minnesota commercial banks collected more than $800, 000 a day in service charges last year, a total of $293 million. Complaints about fees have reached the Minnesota Legislature, where proposals to reign in bank fees are pending. Minnesota Public Radio's Bill Catlin has the third in our series of reports on bank fees.