Consumer groups argue bank fees are gouging customers at a time of record profits in the industry. In Minnesota and nationally, banks have increased service charges and added new ones. The fees add up to a lot of money. According to the Federal Deposit Insurance Corporation, Minnesota commercial banks collected more than 800 thousand dollars a day in service charges last year, a total of 293 million dollars. Complaints about fees have reached the Minnesota legislature, where proposals to reign in bank fees are pending. Here is an exerpt from the third of Bill Catlin's reports on bank fees.