When the water recedes from Grand Forks and other flooded towns, residents and business owners will find their homes and stores covered in an unpleasant, stubborn sludge. And they will find legions of volunteers and government agents offering relief from misery. For a peek at what might be in store for the people of North Dakota and Minnesota, Minnesota Public Radio's Jon Gordon talked with victims of recent flooding in Kentucky. Here's his report. On the first day of March, heavy rains caused the Ohio River and its tributaries to swell far beyond their banks. Thousands of Kentucky homes and businesses were destroyed. President Clinton declared much of the state a disaster area.